Page 1  |   Page 2  |   Page 3



• By definition, an insurer cannot provide an informed, objective unbiased and independent opinion of themselves.

• The adjusters must set reserves for ultimate settlement value as opposed to what can be supported by claim file documents at Unit Statistical plan filing time.

• Unit statistical plan filing dates and rating periods are not part of an adjuster’s job scope.
• There are a multitude of factors that are used to develop the AcuComp® fee structure, all of which can be explained by our Distributors. In most cases, the return on investment (ROI) averages ten to one over time.


• No. Information relating to improprieties relative to Workers’ Compensation premium promulgation methodology is given to the insured. We are NOT a contingency firm and believe that the insureds savings belong to them.


• No. Only, insurance carriers are empowered to file unit statistical plan corrections with the appropriate rating bureaus, which may lower experience modifiers. Carriers report to the rating bureaus in their jurisdiction, but the rating bureaus themselves are powerless to make changes to the experience modifier unless errors are reported by the Carrier. AcuComp’s® auditing of claim files and the experience modification rate calculation worksheets often uncover errors. Corrections are pursued with the carrier. Revisions are followed until confirmation is received that they have been updated correctly by the various rating bureaus.


• Yes, however, in all probability it simply does not make good business sense to attempt to do so. For any business to try to replicate this system, to properly monitor, quantify and report the results is difficult at best. The entire process is exceptionally labor intensive and cost prohibitive. Once there is an understanding of the amount of staffing, office space utilization, data organization and training to make it work effectively and efficiently, most businesses choose to “outsource” as a simple matter of economics. The return on investment is enormous, especially when the system is utilized correctly and to its fullest extent.