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Mr. Jay Conant, CEO
NIAS, Inc. 5730 Corporate Way Suite 230 West Palm Beach, FL 33407

RE: Our Success with AcuComp®

Dear Jay: I am writing in order to let you know of the success our agency has enjoyed since we started using AcuComp® five (5) years ago.

As you may know, our agency made the decision to provide AcuComp® to our clients on a fee basis. We firmly believe that if there is value in a service, clients will be willing to pay for it as long as the value can be described for them. We recently completed a study of our utilization and found that we may be able to double our fee income by better utilizing your services. As a result we are very optimistic for the upcoming year and look forward to a very long relationship with you.

Best Regards,
Brian M. Chance
Vice president Claims/Service